South African Tax Calculator 2025
Day Trader Tax Calculator
Trading profits are treated as income, not capital gains
Your total annual income before deductions
Business expenses you can claim
Tax already paid through PAYE or provisional tax
Common deductions for Day Traders:
- Trading platform fees
- Data subscriptions
- Internet and phone costs (proportional)
- Computer equipment depreciation
- Home office expenses (if applicable)
Important Notes
Day traders are classified as conducting a trade, so profits are fully taxable as income. Losses can be offset against other income.
Tax Calculation Results
Based on SARS 2025 personal tax brackets
Total Income:R 500 000,00
Deductions:-R 50 000,00
Taxable Income:R 450 000,00
Tax Type:Personal
Tax Bracket:31%
Total Tax:R 102 006,69
Effective Rate:20.40%
Net Income (After Tax):R 397 993,31
SARS 2025 Tax Brackets
R 0,00 - R 237 100,0018%
R 237 101,00 - R 370 500,0026%
Base: R 42 678,00 + 26% of excess
R 370 501,00 - R 512 800,0031%
Base: R 77 362,00 + 31% of excess
R 512 801,00 - R 673 000,0036%
Base: R 121 475,00 + 36% of excess
R 673 001,00 - R 857 900,0039%
Base: R 179 147,00 + 39% of excess
R 857 901,00 - R 1 817 000,0041%
Base: R 251 258,00 + 41% of excess
R 1 817 001,00 - ∞45%
Base: R 644 489,00 + 45% of excess
Tax Saving Tips
- ✓Retirement Annuity: Contribute up to 27.5% of taxable income (max R350,000/year) for tax deductions
- ✓Medical Aid: R364 per month credit for first two members, R246 for additional members
- ✓Keep Records: Maintain detailed records of all business expenses for at least 5 years
- ✓Provisional Tax: Pay twice yearly (Aug 31 & Feb 28) if not registered for PAYE
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